Leigh Bivings, Ph.D., CFP ® is the founder of Artemis Financial Advisors and is a Certified Divorce Financial Advisor (CDFA), trained specifically in the financial issues of divorce. She brings an interdisciplinary approach to the challenges of divorce with her knowledge of investments, financial planning, and Massachusetts divorce laws.
Leigh focuses her work on supporting clients and their attorneys to fully analyze the short- and long-term financial implications of divorce settlement proposals, and provide solutions to complicated settlement issues such as stock options and valuing closely-held businesses. Post-divorce, she helps clients transition successfully to an independent life by assisting with long-term financial planning, general financial education, and investment management.
Leigh has a Ph.D. in applied economics from Stanford University, an M.A. in International Trade and Finance from the University of Sussex, and an A.B. in International Relations from Pomona College. She has received a variety of awards, most notably the AAEA National Prize for Most Outstanding Doctoral Dissertation in 1993.
Leigh is very active in the community and currently serves on the Board of YWCA Boston and is also active in the Big Sister Association of Greater Boston. She is a member of the Boston Economic Club, Boston Estate Planning Council, Financial Planning Association, National Association of Personal Financial Advisors, and the Association of Divorce Financial Planners.
The Financial Advisors, LLC was founded with the goal of helping our clients achieve financial independence through comprehensive financial planning and sound investment management. For over twenty years we have strived to earn our clients’ trust by competently assisting them in their financial lives. Our work with clients is based on building long-term relationships. After we design a plan that fits your unique situation, we provide continuous, regular support, making sure that you make steady progress toward your desired goals. Ultimately, what we do comes down to this: we help people make better financial decisions. The decisions made in the divorce process will be the critical first steps in charting your long term financial security. We will help you make the optimum decisions based on your individual family situation.
Our primary goals are to:
- Learn about you and what is important to you by listening and asking good questions. Many clients have told us that this is the most revealing conversation they have ever had about financial visioning and goal-setting.
- Provide objective feedback to you about your current situation and if appropriate, suggest alternatives that may be more suitable.
- Develop a plan that will include our written analysis combined with recommended planning strategies and techniques that are designed to help you achieve your financial goals and objectives.
- Consolidate and simplify your financial and investment affairs under one roof.
- Implement and monitor your investment management, tax reduction strategies, insurance and estate planning while providing ongoing proactive advice and guidance.
Please visit our website or call us for further information. We look forward to hearing from you.
Investments are offered through registered representatives of Lincoln Financial Securities Corporation, Member SIPC to residents of AL, CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, VA, VT, WA. Advisory services offered through advisory representatives of The Financial Advisors, LLC, a registered investment advisor to residents of MA. Lincoln Financial Securities Corporation and The Financial Advisors, LLC are not affiliated. Neither LFS nor The Financial Advisors, LLC provide tax advice. LFS-782486-121613
Chris Chen, CFP® is a wealth strategist at Insight Financial Strategists LLC. As a CFP® professional he specializes in navigating clients through challenging life transitions such as divorce and retirement. As a Certified Divorce Financial Analyst™, Chris works with mediators, lawyers, and their clients in mediation, collaborative or litigation situations, for individual clients or as neutral for both parties.
He helps his clients and their lawyers simplify the complexity of their financial situation, develop a strategy to obtain the best settlement for their goals, and serve as their personal CFO to handle all their transition and financial issues after divorce.
He earned his Bachelor’s degree in Economics and his MBA in Finance. He is a CFP® practitioner, and a Certified Divorce Financial Analyst™. He is the Director of the Greater Boston Chapter of the Association of Divorce Financial Planners. He is a member of the Financial Planning Association, the Massachusetts Collaborative Law Council, and the Massachusetts Council on Family Mediation.
Rick is a Certified Divorce Financial Analyst who helps clients, attorneys and mediators fully understand the financial implications surrounding the division of assets. As a Certified Financial Planner™ Practitioner (CFP®) Rick specializes in helping clients plan for retirement, create a proper investment plan, save for college, and protect their assets from a catastrophe. He also has expertise in financial issues specific to women and women in transition.
Jessie is a Certified Divorce Financial Analyst who helps clients, attorneys and mediators fully understand the financial complexities surrounding divorce. She offers comprehensive analysis of the short-term and long-term impacts of proposed divorce settlements, evaluation of the tax implications of property division, spousal support, child support, division of retirement and investments accounts and stock option valuations that may impact clients and their families well beyond divorce.
As a Certified Financial Planner professional, Jessie specializes in working with business owners, professionals and families to help them navigate life’s transitions such as retirement, job changes, divorce and widowhood. Jessie has over 25 years of business experience and is dedicated to the holistic financial planning approach that utilizes a customized and highly interactive process to help clients meet their unique needs. She believes that well-informed clients are empowered to make important decisions relative to their life planning and clients need and want help understanding the complexities of the financial world.
Janet Rhodes Friedman, CFP®, CDFA™ is a Registered Investment Advisor Representative with Abaris Financial Group, LLC, an SEC-registered firm specializing in comprehensive Fee-Only financial planning and investment management. Her key areas of expertise are investment management, retirement planning, divorce financial planning, college funding strategies and financial literacy. Her focus is working with individuals and families to define their financial goals – and developing strategies to achieve both short term and long term goals. She works with individuals during the complex process of divorce, addressing the financial and tax implications of various settlement options – and provides clear and holistic guidance to enable her clients to successfully move forward with their lives post-divorce.
Prior to joining Abaris in 2009, Janet held numerous marketing, finance and management positions throughout her career: Fidelity Investments, KPMG Peat Marwick and First Atlanta (now Wachovia). Janet received her A.B. in Management Science cum laude from Duke University, an M.B.A. from The Amos Tuck School at Dartmouth, and completed the Financial Planning certificate program of The College for Financial Planning. She has been licensed as a Certified Financial Planner ™ (CFP ™) since 1996 and as a Certified Divorce Financial Analyst ™ (CDFA ™). Janet is an Affiliate member of National Association of Personal Financial Planners (NAPFA) and member of the Financial Planning Association (FPA), Association of Divorce Financial Planners (ADFP), the Institute for Divorce Financial Analysts (IDFA) and National College Advocacy Group (NCAG).
She has held leadership roles in a variety of community not-for-profit organizations. She serves as a Trustee for Town Donations (Concord, MA). She has been Treasurer and Trustee of West Concord Union Church, Treasurer of Concord Education Fund; on the Town of Concord Finance Committee; Treasurer and Allocations Chair of Concord-Carlisle Community Chest (currently an Overseer); Vice President of Concord-Carlisle Regional High School Parents Association; Treasurer of National Charity League; and Treasurer of Willard School PTG. She has been a Tuck Class Secretary since 1999 and is an alumni interviewer for Duke University.
David Goodman helps people and businesses get answers to their financial questions and find solutions in family law and civil matters. Specific areas of expertise include: restaurants, construction-related business, dental practices and professional service firms. A complete list can be found on our website at http://www.gbj-bestcpa.com
David has completed the basic training and attended advanced training in collaborative practice. He regularly works as a financial neutral and in litigation support. As a CPA engaged in a tax practice as well, he can assist with complex tax issues related to divorce.
Barbara Shapiro is vice-president of HMS Financial Group, a full-service investment and financial planning firm. Currently, she serves as Regional Director of Institute of Certified Divorce Financial Analysts (IDFA) and is the former treasurer of The Divorce Center.
As an experienced teacher, Barbara has written, developed and taught courses on financial planning and investments. She has also lectured to professional groups throughout the country on divorce financial analysis, investing, long-term care insurance, and divorce planning. As a financial expert, Barbara has been a guest on New England Cable News’ “Business Day” program, and Fox TV news, serving as an authority on women and finance. A well known, highly respected professional in the field, Barbara has been interviewed by USA Today, the Boston Herald, the Boston Globe, the Boston Business Journal, “That Money Show,” Information Week, Investment News, “The Law Show,” “CNN Lookout,” “CNNfn.com,” NPR’s “The Connection,” and WBZ News radio, as well as many others. She also served as a columnist for Physician’s Money Digest, submitting editorials on different aspects of finance and planning and has co-authored an article on divorce that appeared in the July 2007 edition of Boston Magazine.
Barbara holds various degrees including Master of Education in Counseling (Boston University), Master of Education in Moderate Special Needs with an additional Severe Special Need Certification (Northeastern) and Master of Science in Finance (Suffolk University).
With over 40 years experience in the securities industry, Herb Shapiro has experienced all types of markets and most economic situations. Herb and Barbara work together in determining the best investments for their post divorce clients.
Securities and advisory services offered through Cadaret Grant, Member FINRA/SIPC, a Registered Investment Advisor.
Barbie J. Jetter is a Senior Mortgage Loan Officer at Washington Trust Mortgage Company, a Certified Mortgage and Divorce Planning Professional (CDPP), specializing in working with individuals and couples who are considering or already in the process of divorce to resolve their housing/real estate issues and achieve their housing goals through evaluation, preparation and qualification to refinance and/or purchase a house. In addition, Barbie is a Certified Professional Life Coach (CPC), and holds an MS degree in Counseling from Boston University.
An experienced and creative mortgage lender, she is able to listen to her clients and advise them on how to seek the best alternatives and solutions to their housing issues. She works with attorneys to evaluate housing options for settlement negotiations, mental health professionals to evaluate housing options that reduce financial stress and financial professionals to evaluate ways to achieve housing preferences. She provides a Comprehensive Mortgage Analyses with recommendations and options for financing to fit the individuals/couples life now, their budget and goals for the future. She has been trained in the Collaborative and Mediation process.
She has successfully completed the Management Development Program in Residential Lending from Northeastern University, and has completed the Introduction to Mediation Skills Training Program through the Boston Law Collaborative. She has been an Allied Member of the Massachusetts Collaborative Law Council and Treasurer of the Southeastern Collaborative Practice Group. Prior to mortgage lending, Jetter coordinated and ran the yearly fundraising events benefiting the South Shore Hospital and affiliated organizations. These events included the Walk for Hospice, and the annual golf tournament, benefiting patients within the South Shore Hospital system.
Barbie has served as either President or Co-President since 2007, formerly was chairperson of the Public Education and Marketing committees focusing on promoting, growing and expanding The Divorce Center’s programs and membership.
Carol is a principal with Wingate Wealth Advisors. She is an accomplished financial advisor who specializes in creating financial solutions for women. With more than 25 years experience, she accomplishes this through comprehensive financial planning, objective investment management and partnering with other specialists as needed to ensure a cohesive, long term plan.
After working closely with her clients to develop a customized strategy to allow them every opportunity to reach their goals, Carol remains actively involved to ensure her clients have consistent support for their everyday needs. She has helped hundreds of women overcome the often complex financial challenges posed by life changing events such as divorce, retirement, elder care and the loss of a spouse. Carol’s goal is to empower women during their transitions and beyond.
In addition to being a Certified Financial Planner® and a Certified Divorce Financial Analyst, she has been honored by her colleagues and clients with Five Star Wealth Manager recognition.
Ellen has been a loan officer in residential lending for the past 28 years. Her knowledge of both the secondary market and portfolio lending aid her in understanding clients’ needs and what the best mortgage products for these needs.
She has worked with a diverse group of clients over the years, from first-time home- buyers to complicated borrowers with significant wealth and unique situations. Her experience and knowledge of the mortgage industry enable her to give the best options to her clients.
Ellen is collaboratively trained and a member of the Massachusetts Collaborative Law Council ( MCLC) and is very experienced in working with divorced couples and those in process of divorcing. She recognizes that each couples situation is unique and requires knowledge and sensitivity to come up with the best mortgage options and solutions that their divorce requires.
Susan Miller is a Principal with Aurora Financial Advisors, LLC. She holds bachelors and masters degrees in Economics, is a Certified Public Account (CPA), Certified Financial Planner (CFP), Certified Divorce Financial Analyst (CDFA), and is a trained mediator. Susan has been providing investment advice, financial planning and tax strategies to individuals and small businesses for over 20 years. She is a member of the Board of Directors of the International Academy of Collaborative Professionals and is the Treasurer of the Massachusetts Collaborative Law Council.
Susan works extensively with lawyers, mediators and clients to address financial issues that arise in the divorce process. Susan provides a wide variety of financial planning assistance for individuals and couples involved in divorce. Typical issues addressed include cash flow and budgeting analysis, tax-efficient child support and alimony payments, dependency exemption determination, division of retirement and non-retirement assets – including marital home, education funding analysis future net worth projections of impact of proposed settlements on both spouses. Additional complex tax issues may include stock compensation valuation and division, alimony recapture, and impact of Alternative Minimum Tax.
Aurora Financial Advisors, LLC (AFA) is an independent, fee-only Registered Investment Advisory Firm, specializing in creating individualized financial, investment and tax strategies for individuals, including those contemplating life transitions such as divorce and retirement.
Kristin works with individuals who find themselves going through life’s transitions. She helps her clients to define what their financial goals and objectives are and develop a plan to accomplish their goals. Her clients describe her as objective, knowledgeable and most importantly, trustworthy and caring.
Donna has over 30 years of experience in finance and money management. She has recently become certified as a Financial Recovery Coach, specializing in mentoring those who are going through tough transitions in their lives. Donna facilitates a process of showing others how to manage their money with confidence and in alignment with their goals in order to move forward in their new life. Donna has worked with others who have turned around personal debt, shifting behaviors to promote financial wellness.
Diane C. Pappas is a Principal at Solutions for Divorce, an independent, fee-only divorce financial planning firm serving the North Shore, Merrimack Valley and Metrowest areas. Diane is a Financial Planner, Certified Divorce Financial Analyst™, a collaborative Financial Neutral and trained Mediator.
Drawing on over 20 years of life and work experience, Diane develops financial strategies and plans that solve her clients’ short and long-term issues. She is passionate about educating her clients, so that they are informed and in control of the important financial decisions they are making.
This passion is exhibited in her ability to empathize with her divorcing clients and to truly understand and appreciate each of their own unique circumstances. As a single mother of two college- aged children, Diane understands the complex challenges both men and women face in today’s world. Helping her clients navigate the complex financial intricacies of divorce and providing them with realistic options and strategies that work for their family, today and in the future, is the core of Diane’s practice. Working in conjunction with attorneys and mediators, Diane addresses all the tax and finance issues associated with the divorce process ultimately helping the team arrive at a more fair and equitable settlement. Additional focus areas include Special Needs divorce planning and post-divorce financial planning.
Diane is a member of The Divorce Center Board of Directors, a member of the Boston Chapter Association of Divorce Financial Planners, the MA Council on Family Mediation, the MA Collaborative Law Council and the Essex County Council of Estate Planning.
Tom is a Certified Divorce Financial Analyst™ at Insight Financial Strategists, guiding his clients through the financial complexities of divorce. He works closely with his clients to gather all relevant financial data, analyze settlement scenarios and their tax and long-term lifestyle implications, and present this information to clients with simplicity and clarity.
This holistic approach ensures that many other factors are considered in the planning process, including college funding, insurance needs, investing, retirement, and long-term care.
During his career as a Financial Advisor for a large brokerage house, Tom was struck by the particular financial difficulties and hurdles which divorcing clients faced and decided to specialize in the area of divorce planning. His own divorce experience, which included two separate modification of support actions and a trial, makes him committed to exploring practical resolutions which are in the client’s best interest.
Tom graduated from Harvard magna cum laude with a BA in Psychology and Social Relations. He has completed the Financial Planning program at Boston University and is a Certified Divorce Financial Analyst™. He is a member of The Divorce Center and the Institute for Divorce Financial Analysts.
Senes & Chwalek offers investments, portfolio management, retirement planning, college planning and insurance to help individuals, families and business owners achieve their financial goals. Our offices are in Harvard and Concord.
Renee is also a Certified Divorce Financial Analyst (CDFA). She specializes in working with clients and their attorneys through all phases of the divorce process to help them gather and compile financial information, compare and contrast scenarios of possible settlements, and help them to grasp the impact of the various options both now and for their future well being. Having gone through a divorce herself, Renee’s desire is to help her clients understand and manage the financial issues so they can look forward to financial independence, a stable future and comfort and competence dealing with money.
A frequent lecturer, Renee covers topics including:
- Managing your Finances
- Women and Investing
- Money and Divorce
- Retirement Planning for Small Business
Renee is an active member of her community where she is on the Steering Committees of the Women’s Business Network and Acton Singles Social Club; serves as Treasurer for the Friends of the Harvard Council on Aging; and is a consultant to the Special Educational Surrogate Parent Program providing services to children in the custody of the Department of Children and Family Services. A former teacher, Renee enjoys educating her clients and encouraging them to be active participants in their financial futures.
Securities Offered Through Investors Capital Corporation, Member FINRA, SIPC
Laurie Star, founder and principal of Star Financial Organizers has over 20 years of financial consulting and bookkeeping experience with clients throughout New England. SFO’s mission is to save our clients money and time by organizing and automating their financial data.
Beyond her expertise with wealth management clients/ or in the wealth management sector, during the past decade, Laurie has developed a method of achieving optimal, cost-effective results assisting clients with all pre-divorce financial forms and documents. She specializes in guiding clients (and/or with their divorce attorneys) through the time-consuming process of preparing their Financial Affidavits. This mandatory and costly process of divorce proceedings has critical ramifications in the outcome of the court’s decision regarding the division of assets. Upon completion, our clients and their attorneys will know with absolute certainty the accuracy of the Financial Affidavits.
As a certified QuickBooks ProAdvisor, Laurie helps individuals become more organized by teaching them the important skill of using personal financial software. Her exceptional rapport with her clients and their attorneys enhances this critical and sensitive phase in the divorce process.
David is a Certified Financial PlannerTM practitioner and founder of Fuller Brook Financial Partners, LLC. David works with his clients to develop a comprehensive view of their current financial situation, establish a set of realistic goals and develop a custom approach to achieve them – along the way providing guidence, support and financial coaching. The work he performs includes:
- Preparing pre-divorce schedules of financial assets and liabilities,
- Developing financial projections and evaluating the potential impacts of divorce on finances,
- Constructing post-divorce budgets, and
- Suggesting strategies to meet life goals such as childrens’ educations and retirement.
David received a BA in Psychology from the University of Rochester and a Masters of Business Administration from the State University of New York at Albany. He completed the Boston University certificate program for Financial Planning. David is a member of the Financial Planning Association’s Massachusetts chapter and a volunteer in the organization’s military pro bono program. David served on the Board of the Boston Youth Symphony Orchestras, Inc. from 1998 to 2008 and was Board president from 2000 to 2008.
Fuller Brook Financial is a fee only financial planning service. We accept no commissions, rebates or payments from any outside source allowing us to always focus only on our clients’ best interests.